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Page 2
On The Backroads
I forgot to inkclude my 'for-
eign' tour last week that I
recently took. I visited Mexico,
Lebanon and Paris. Getting to
Mexico was no problem, but
getting to Lebanon and Paris
required some prodigious driv-
ing.
As I drove across the Atlantic
Pond to get to Lebanon and
Paris I kept having engine trou-
ble. The seas were not calm and
I kept getting water in my gas
tank. So, I would have to park,
get out with my piece of hose,
walk back beside the car and
suck the gas and water out of
the tank. I would swallow the
water and pass the gas back
into the tank, get back in the
car and go again.
What's this? Do I see some
skeptical looks on your faces?
Well, of course the Mexico,
Lebanon and Paris I visited
were all in the State of Mis-
souri. I did have to leave Iowa to
do this, which is more than the
wife of the banker in Alexan-
dria had to do when she
bragged about her 'foreign'
tours to Gilead and Hebron.
Those were two communities
that were near Alexandria,
Nebraska.
Now to get back more to real-
ity The passing of Ray Marner
last week brought back some
memories for me. One of them
was how I used to try to sneak
looks at the comic books on dis-
play in the old Fellner and
Marner Drug Store. Of course,
Ray wanted us to buy the books,
and I did buy quite a few of
them.
Another memory I have is a
conversation I had with Ray in,
By Ron Rife
The Lone Tree
Reporter
,/;!:. , .....
:-s ,,, ,i,', '
I think, the late 1960's about the
New York Stock Exchange and
the Dow-Jones Average. This
was during the period when
Ray was Just getting into the
stock brokerage business and,
as I recall, the Dow was sitting
somewhere in the neighbor-
hood of 700. He predicted it
would hit 1000.
I don't recall what kind of
time frame he had for that
event to happen, but I think it
was only in a couple of years. I
told him I thought he was
dreaming. Well, the Dow went
on to hit 1000, 2000, and so on
and is now above 10,000.
I put this in as a lead-in to a
very short discussion about
changes in Social Security. Of
course, 'private accounts', or
whatever you want to call them,
are not for people who are
already nearing retirement. I
would say that, if these
accounts are actually set up,
the top age to get into one
should be 25. It should certainly
be no higher than 30.
If you set one up at that age
you 35 to 40 years to watch your
investment grow. Sure, there
will be some times when your
account total goes down. But,
look at the general direction
the stock market has gone in
the last 35 years. The average
COLUMNS
has increased more than ten-
fold.
If you are one who does set
up a private account and con-
tribute, say. 5 percent of your
normal Social Security contri-
butions to that account, then
you will have a cut in what you
draw when you are 65 or 70 or
whatever the age is by that
time.
Since we are expecting the
stock market to continue to
rise, maybe you should have a
10 percent discount in what you
can draw out each year.
There is one thing for sure
about the private accounts,
unless the 535 Congress Crit-
ters somehow put in an amend-
ment that says they control
those, too. The accounts should
belong to you and can't be
touched by Congress:
That's more than you can say
about the Social Security
'Trust Fund.' The reason Con-
gress is screaming about how
much all of this will cost is
because they have been raiding
the Trust Fund for the last 70
years to pay for theirlittle pet
pork projects.
They have needed that money
all these years to help fund
such great public works as a
rain forest in Coralville and
thousands of other pet projects.
Also, I don't care how much the
Democrats rave about how
there is no 'crisis' in Social
Security. There is one. It's not
going to be in the next 15 years,
but it will be in about 25 or 30.
That may seem like a long
ways away, but, by the time
whatever 535 clowns are on
Capitol Hill in these interven-
The Lone Tree Reporter, Thursday, April 21, 2005
"Foreign Tours"
ing years actually get around to
acting, it will be a major prob-
lem.
One thing I think ought to be
done for sure even if nobody
wants to do the private
accounts. Congress needs to
take the cap off how much a
person can earn and then not
pay into the system. Right now,
those who are making the big
bucks are only paying Social
Security taxes on the first
$90,000 of salary each year.
After that, it's a free ride.
I heard some politician a few
weeks ago say that the cap
couldn't be raised because that
would hurt the working people,
the common laborers, etc. Well,
maybe some blue collar work-
ing people on the coasts are
making more than that, but I
doubt if there are very many
around the Midwest.
How many of you remember
when the cap was $4800? Some-
where along the line, before I
caught up with the $4800, Con-
gress raised the cap to $7200.
Before I caught up with that
they raised it again and so on,
until it reached where it is now.
I don't recall anybody having a
worm with a beak on it about
raising it then because it would
hurt the working people. It
seems to me that if the cap
were lifted entirely there would
be enough 'new' money flowing
into the coffers to make retire-
ment payments for quite
awhile.
End of Social Security dia-
tribe. Once again, I have all the
answers, but nobody ever asks
me about anything.
-OTB-
I have three short puns from
Wundram for you this week.
Mahatma Gandhi, as you
know, walked barefoot most of
the time, which produced an
impressive set of callouses on
his feet. He also ate very little,
which made him rather frail,
and with his odd diet, he suf-
fered from bad breath. This
made him a super-calloused
fragile mystic hexed by hallito-
sis.
Two weevils started life
together. One was an immedi-
ate success; the other was a
complete failure. Naturally, it
became the lesser of two wee-
vils.
And finally, there was a per-
son who sent in 10 different
puns to a newspaper pun con-
test with the hope that at least
one of the puns would make
them laugh. No pun-in-10-did.
And now, another tidbit from
the 1500's.
Sometimes they could obtain
pork, which made them feel
quite special.
When visitors came over they
would hang up their bacon to
show off. It was asign of wealth
that man "could bring home
the bacon." They would cut off
a little to share with guests and
would all sit around and "chew
the fat."
The Thought For The Week
this week comes from Ben-
jamin Franklin. It is: "If you
• want to make a friend, let some-
one do you a favor."
We would like to remind our
readers that the deadline for
submissions is Monday noon
to be considered for that
week's paper. The preferred
method to receive submissions
is via email.
Please include a contact
name and phone number for
all submissions as we may
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All Letters to the Editor
require a name and phone
number.
Office Hours
Monday 8:30-5 p.m.
Tuesday 8:30-11 a.m.
Wednesday CLOSED
Thursday 10 a.m.-4 p.m.
Friday 10 a.m.-4 p.m.
Weekends
By Appointment
From My Little Corner...
April is half over now and I
am making plans for May.
Last week I made two flying
trips for Camp Courageous.
One to Iowa City with dishtow-
els and hot pads and a "Rainy
Day Run" on Wednesday.
Thanks to Marvin Klebe and
Old Blue, we went with some of
the boxes from my garage.
I will wait to go again with a
big load for the Omelet break-
fast, April 24. After that, the
next time will be .in May after
the community garage sale is
over. We'll try to get it all out by
the first of June.
I am looking forward to the
breakfast. Last year, over 7,000
people came to the camp.
Omelet breakfast is the last
Sunday in April (spring) and
pancake breakfast is the last
Sunday in September (fall.)
The camp gets no f'mancial
support from the government
so these breakfasts are their
biggest moneymakers. They
operate on donations only.
This year the camp will be 31-
years-old. They started out
serving 211 in 1974 and this
year they will reach nearly
5,000. Every donation, whether
it be food, time, material or
money, goes directly to benefit
the campers.
Providing a service to these
campers with disabilities
requires a budget of over one
million dollars a year, they
need all the help they can get.
From My Book of Quotes:
"Camp
Castles in the air are all right
until
You try to move in{o them.
God still speaks to those who
take the time to listen.
Protect the birds, the dove
brings peace and the stork
brings tax exemptions.
Many people are in debt
because they spend what they
think their friends make.
The ideal diet is expressed in
four words, no more, thank you.
Learn to enjoy little things,
there are so many of them.
Spring in the world, and all
things are made new.
The shell must break before
the bird can fly.
There's none so homely but
loves a looking glass.
When life gives you lemons,
Courageous"
By Mrs. P
The Lone Tree
Reporter
make lemonade.
No amount of planning will
ever replace dumb luck.
I'm allergic to mornings.
I believe in the sun even
when it rains.
Spring is a time when youth
dreams and old age remembers.
No canvas absorbs color like
memory.
Good clothes open all doors.
Not all educated people are
intelligent.
me Tree
(USPS
• except
, per year in Johnson and
$25 per year else-
I where in Ioa in the
00Sa0pe00
year
con-
tinental bY Greater Iowa
News ::
Thursday
April 21
2005
The Lone Tree Reporter
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